Elsa Chow

Prior to joining Walkers, Elsa worked at a leading professional services firm as an Associate Director where she provided services to clients in accordance with onshore and offshore AML/KYC, EUES, CbCR, FATCA and CRS regulations in various jurisdictions including Cayman Islands, British Virgin Islands, Bahamas, Belize and Seychelles. Her experiences in the last four years were greatly driven by rapid developments in global AML standards and implementation of various new regulations such as EUES.

Elsa is widely exposed to all sectors of the financial services industry including banks, trusts, funds and corporate services from an end to end aspect (from advisory service to filing and liaising with legal counsel and regulators on imposed notices). She also has deep exposure to internal policy and procedural drafting and contributed by providing recommendations to regulator exchange portals pre and post UAT in the form of changes to Rules (regulatory acts) to enhance the effectiveness and efficiency of industry users. 

Elsa started her career at HSBC (in both Canada and Hong Kong) as a first line of defense in AML/ CTF for high net worth clients, then transitioned into second line of defense in AML/ CTF in the policy and procedure line of businesses.